Client Feedback

"I am a high net worth individual looking to buy a yacht and was in need a of a few points improvement in my credit to get the best rate. Stephen was very helpful, explained the process of improvement and was able to exceed my expectations. I was able to get the best possible rate on my loan thanks to Stephen's assistance."

Alex L.
Washington D.C.

"1st Rate Financial restored my credit like I never would have imagined. I saw results in as little as 6 months. After almost a year my low score in the 400's went up into the high 700's. I would highly recommend them to anyone in need of credit repair."

Marisol G.

Dear Steve, It has been a pleasure having you improve my credit scores with your hard work and persistence. Some of the items that were removed from my report I could not have done myself. You also gave me valuable information that will help keep my scores higher in the future. I would recommend your company to anyone who needs this type of service.

Thanks,
Brent Carter
South China, Me.

Working with 1st Rate Financial was great. Not only did my scores go up significantly, it was done without a lot of hassle. Steve took care of everything and kept me in the loop whenever work was done on my file. If you are looking to improve your credit the easy way, then this is the way to go.

`D. Berger
Miami

Hi Steve it's Jorge. I was sending you this email to thank you for all the hard work you did for me. Since we had a chance to work together my credit score has gone up considerably. My mid score was in the 640's now my mid score is in the 720's. I attribute this to the advice you gave me which I acted on (paying down my credit cards, and not applying for any other credit lines). And of course the work you did for me. Also, it seems as though you were able to take off the derogartories that were on two of the bureaus. I have told the owners here what you have done for me and you should see some more leads start trickling your way!!!!!! Thanks again Steve, you have been a really big help and if there is anything I can do for you or your business please let me know.

Sincerely,

Jorge H. Marban
Mortgage Consultant
Foundation Mortgage Group
Boca Raton, Fl.

Steve and 1st Rate have been an extremely professional and reliable service to use for repairing my credit. They constantly keep in touch to let me know what is happening with my credit situation. They have helped moved my credit scores up over 50 points in the past 6 months. In addition they have provided valuable guidance on what to do and what not to do regarding the use of credit so my scores will continue to rise. Considering I had a bankruptcy, collections and high credit balances, their work was outstanding. I will continue to use them and confidently recommend them to all my friends who need help with their credit.

Sandy Goldman
Boca Raton, Fl.

My wife and I rely on our credit for our livelihood. We have been clients of 1st Rate for over a year now. Steve is not only attentive, accessible, personable and a pleasure to work with but he also gets results. Steve has always been upfront and honest with us-even if it was something we didn't want to hear. He is ethical and honest. I have no reservations referring people First Rate. In fact, I refer everyone I know who needs credit repair/restoration to him. Thanks Steve…

Amir S
Las Vegas NV

As a mortgage broker, I come across many clients who have less than stellar credit. In doing the most conscientious job for my clients in this situation, the first thing that I do is send them to Steve at 1st Rate. I have been working with Steve for a number of years now and his work is exemplary. Steve keeps me in the loop all the way through the process so that I know when to be in touch with my clients. First Rate is a trustworthy company and I have no qualms in sending my clients to them for credit restoration. Their efforts have had a positive impact to my bottom line and Steve's credit guidance has proven to be extremely valuable to both my clients and me when it was time to refinance their loans. The value that my clients have received from First Rate more than made up for the nominal cost. I highly recommend their services.

Simcha Firestone MYW, LLC
(a residential subprime mortgage broker business)

Dear Steve, I just wanted to thank you and your staff for your exemplary service. Everything was always handled timely and professionally. Thank you for successfully removing negative items on both of our reports. The process was easy and well worth it. I will continue to highly recommend your service to others. All the best and much success to you.

Sincerely,
Nicole and Jeff Wachs
Lake Worth, Fl.