Services

Call us Today! We are here to help you.

1st Rate offers a variety of uniquely effective solutions to common financial problems. Once we review your financial situation, issues and goals, we will tell you which services we recommend for your specific situation, and where you should start.

 

Restoring Your Credit:
The average consumer is not only kept in the dark about his credit, but when he tries to fix mistakes in his credit report, credit bureaus and creditors often delay, stonewall and ignore him. Independent studies done by consumer protection groups confirm that over 70% of consumer credit reports contain serious errors, mistakes which, if not corrected, can result in your being denied credit or charged significantly higher interest rates. Don’t be a victim of the system; get professional help. 1st Rate uses its extensive knowledge of consumer credit laws, its years of experience and persistence to get results. Get started on the path to financial security now...

Budgeting:
If you do not have a household budget, you need to create one. This will tell you how much you spend, in which areas, and how much (if any) you have left over at the end of the month to put towards paying off debt or towards financial goals such as education, retirement, buying a home, and the like. Our uniquely effective credit restoration service includes a number of free budgeting tools such as a budget workbook, family finance planner, budget calculators, loan repayment calculators and compounding savings calculators. Get started now....

If you are not ready yet to restore your good name with our premier credit restoration services, you can still get useful budgeting tips and tools by email. Sign up to receive free budgeting and money saving tips here.

Managing Your Debt:
Interest on debt can become a huge expense if not managed properly. 1st Rate can help you manage your debt so that you stay out of trouble and pay the least amount possible, we can analyze your situation and advise you regarding your alternatives be they debt settlement, consumer credit counseling, or a reallocation of resources. We will furnish you with some financial tools that will be helpful in making some difficult choices, easier.Read more...

Building Good Credit:
If you have had poor credit, been through a bankruptcy, are recently divorced, or are planning to buy a house, then you may need to build new, positive credit. 1st Rate can give you the tools needed to build good credit quickly and will show you how to maintain it. Get started now...

Teaching You How to Save Money:
Have you ever had a friend, relative or neighbor who seemed to have more financial freedom than you, even though her income was the same or less than yours? Chances are, she knew something you didn’t – how to save money. 1st Rate can let you in on a number of saving secrets, so you can enjoy the same financial freedom and security. Get started now...