Privacy

1st Rate Financial Privacy Policy Statement

Protecting your privacy is extremely important to us. First Rate works hard to keep your personal information confidential. Every client of 1st Rate Financial has their files protected at all times and is used solely for the purposes described within 1st Rate Financial 's service agreement.

Sources of this information include the following:

We receive information from you on applications and other forms and or through your correspondence with us by way of U.S. mail, telephone, fax or over the internet. Credit reports received by First Rate on your behalf are protected at all times and are used exclusively by 1st Rate Financial for the purposes of providing the enrolled service to the client. We also receive information about you from credit reporting agencies or from third parties to verify statements you've made to us.

Why we collect personal information:

1st Rate Financial uses your personal information to provide you with First Rate customer service, and to communicate with you, your creditors and or the credit bureaus regarding your case. In addition, we use your personal information to keep you up to date on the latest service announcements, updates, special offers, and other information we think you would like to hear about. The information we require is the absolute minimum necessary. Information we share with others We may disclose any of the above information that we collect about you to nonaffiliated third parties as required or permitted by law. We do not disclose any nonpublic personal information about you with anyone for any purpose that is not specifically permitted by law and/or as necessary to provide our services to you in accordance with your service agreement with 1st Rate Financial .

How we protect your personal information:

1st Rate Financial safeguards the security of the data we collect with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the internet.

Our companywide commitment to privacy:

To make sure your personal information remains confidential, we communicate these privacy guidelines to every 1st Rate Financial employee. If we are going to use your personal information differently from that stated at the time of collection, we will try to contact you via email using the most recent information we have. If you have not given us permission to communicate with you, you will not be contacted, nor will we use your personal information in a new manner This notice updates and replaces any previous notices from 1st Rate Financial about the privacy, security, and protection of information. You may have other privacy protections under state laws. We may amend this privacy notice at any time, and we will inform you of changes as required by law.

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